Our agents at Harris Insurance serving the Jasper, AL area know how much your business means to you. We know that you have invested your time, money, and energy in creating the best business possible for you and your customers or clients, which is the reason we want to help you keep it safe and secure with the appropriate amount of commercial insurance.
Commercial insurance is also referred to as business insurance and is designed to provide financial protection for your business. For instance, in the state of Alabama, you must have commercial auto liability insurance for all vehicles that are owned or leased by your business. This type of policy will help pay for the medical bills or property damage if you or one of your employees is involved in an accident that he or she caused.
Another type of commercial insurance policy that may be required for your Alabama business is worker’s compensation insurance. This type of policy is only required for businesses that employ five or more people and will provide financial help to pay medical bills and wages for any employee who is injured while on the job.
What Does a Commercial Insurance Policy Cover for Your Business?
A commercial insurance policy will also help protect your business from liability issues if someone is injured at your business or their property is damaged by your business. This type of policy is called general liability insurance, and it will help pay the medical bills or property damage if one of these types of incidents occurs.
Commercial property insurance is another type of business insurance that is very important to have. It will be especially helpful if you own the physical location of your business, but even if you do not, it will help protect the investment you have made in your inventory and other items for your business. It will kick in if you need help in recovering your business if it is damaged or destroyed by a fire, natural disaster, or vandalism. This type of policy also comes in handy if the theft of inventory occurs.
Reach Out To Us
Contact our experienced agents at Harris Insurance serving the Jasper, AL area today to assist you with all of your insurance needs.