When you take your vehicle onto the road, you face many risks. Weather conditions can make driving a challenge, but even greater than that is other drivers. You have to be prepared to deal with them and the damage they can cause to your vehicle. It is vital that you make sure that all the drivers who regularly use your vehicles are listed on your policy. At Harris Insurance in Jasper, AL, we are independent insurance agents who place the financial security of our customers first.
You may wonder why it is important that all the people who drive your car regularly be listed on your auto insurance policy. You can add anyone to your auto insurance, and some insurance companies may require that you add regular drivers to your vehicle to guarantee that if there is a situation where you need to file a claim, it is covered.
In most cases, ensuring you have the correct insurance is just a good idea. If, for instance, your teen gets their license, and you don’t list them on your policy for fear that it could raise your rate. You are probably correct that having a new teen driver will raise your rate, but if you don’t list them, you run the risk that your insurance company will refuse to pay if they have an accident.
If you have more than one vehicle and have only one driver listed on your auto policy, you may end up paying more than if you had more than one driver listed. The best way to make sure your vehicle and assets are covered is to list all the drivers of your vehicles.
Contact our office at Harris Insurance in Jasper, AL, when you need new auto insurance or want your auto policy reviewed.