Insurance Blog

Why You Need Home Insurance

If you own a home, it’s vital that you have the right insurance coverage for it. It’s important to always have a home insurance policy to cover the home and protect your own finances. A home is likely your largest investment, and it’s smart to always keep it protected. In addition, it is generally required by lenders that you must have this insurance in place to protect their investment as well. When you need a home insurance policy, call us at Harris Insurance in Jasper, AL to find out more.

Benefits of Home Insurance

Protection for Your Possessions

One of the ways that your home insurance keeps you protected is that it provides coverage for all of your possessions that are in the house. It’s important to have this coverage because you never know when a damaging event could destroy your things. If this were to happen, it could cost many thousands of dollars to replace it all. Home insurance is the policy that pays for the replacement of all of those items. The amount of items in your home adds up to a very large value, so keep it all protected with home insurance. 

Dwelling Protection

Home insurance also covers the dwelling. If a serious event happened to the home, and it needed repairs, the home policy would pay for those repairs. Home repairs, especially major ones, can be prohibitively expensive to pay for. Without home insurance, you might not be able to afford them. It’s never a good idea to go without this coverage because of the many things that can happen that damage a home.

Get Your Home Insurance Policy Today

If you are going without home insurance, or you are buying a home, you need to set up a home insurance policy. Call us at Harris Insurance in Jasper, AL and we will assist you to get the coverage you need.

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Harris Insurance

806 Hwy 78 W
Jasper, AL 35501

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