Motorcycle Insurance

Motorcycle Insurance

Motorcycle insurance is the best thing that you can obtain to protect your investment and yourself. You should always aim to protect yourself against financial loss if you are ever to get involved in an accident. These types of things are not predictable and sometimes they occur when you least expect them to. If an accident were to occur, insurance will cover your medical costs as well as the repair for your bike, depending on the coverage you choose. We can help you here at Harris Insurance Motorcycle Insurance in Jasper, AL in deciding on the most appropriate coverage for your bike.

Is motorcycle insurance required in Alabama?

Yes, it is state law to carry the minimum liability insurance for your bike. You should protect yourself with at least $25,000 in bodily injury coverage for each person and $50,000 for bodily injury coverage for more than one person. You should also have at least $25,00o0 worth of coverage for damage to property. These are state laws along with wearing the necessary eye protection, helmets, etc.

What are my options for coverage?

Besides liability coverage, you can obtain any of the following policies for your motorcycle:

  • Collision
  • Uninsured/underinsured
  • Bodily injury
  • Comprehensive
  • Custom parts & equipment coverage
  • Accessories protection
  • Medical payments

These are optional but it is recommended to obtain more than just liability coverage to protect against things like fire, wind, theft, and even vandalism. Medical payments are optional but it would also be wise to obtain because it can keep you covered in the event of an accident. It will pay for prescriptions, medical co-payments, and even funeral expenses if needed.


Contact us today here at Harris Insurance in Jasper, AL for a quote today for your motorcycle. You should aim to meet the liability requirements in Alabama to avoid any fines, and or penalties. It will be well worth your investment. We can help you find a policy that meets your needs.

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Harris Insurance

806 Hwy 78 W
Jasper, AL 35501

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