Harris Insurance serves the Jasper, AL community, as well as the surrounding areas. For over 30 years, we have helped our clients find policies that suit their individual situations. We have positive relationships with multiple carriers in the area.
Auto Insurance Options
As a local Jasper, AL driver, you face multiple risks while you are on the road. Accidents can happen at any time. Auto insurance helps you prepare in the event of a disaster. Primarily, the coverage protects you if you are involved in a collision. Auto insurance helps alleviate some of the stress in the aftermath of a collision because your damages are covered. You are also covered if your vehicle is stolen or vandalized.
Comprehensive coverage protects you if your vehicle is damaged due to a fire or inclement weather. This is especially important because the weather in Alabama can be severe at times. You are also covered if your vehicle suffers damage due to a flying object.
Liability coverage is one of the most important parts of the policy. You are covered if you are held responsible for the damages that occur as a result of being in an accident. The policy also protects you if a passenger in your vehicle suffers an injury.
You can amend your auto insurance policy to cover you in multiple ways. If you add any custom accessories to your vehicle, you will have to amend your policy to cover you if they are stolen or damaged. You can also add emergency coverage to protect you if you suffer a flat tire or a dead battery. You will receive urgent roadside assistance. If your vehicle suffers serious damages, you can add rental coverage so that you can receive a temporary ride while your vehicle is being repaired.
Harris Insurance Will Help You Protect What Matters Most
Visit our website today to learn more information about auto insurance.
Like almost every other state in the union, Alabama has mandated auto insurance requirements. Given the necessity of having available transportation to so many aspects of life, ensuring you have auto insurance that you can trust at a price you can afford is necessary. In Jasper, AL, Harris Insurance is a trusted independent insurance agency with 50 years of quality service experience. We treat every customer with respect, and we listen to your needs, both insurance and financial, and find the carrier that will meet those needs.
In the state of Alabama, all drivers must carry liability insurance. The amount required is 25/50/25. This is $25,000 for injury or death to the other party in the accident, with a total for each accident of $50,000. This insurance pays medical bills, lost wages, and in the event of a suit against you for suffering and pain up to the amount on the policy. The property coverage must be $25,000.
If you choose not to carry liability insurance, the consequences can be quite serious. The first offense may result in a $500 fine, and the second offense rises to $1000 and a six-month suspension of your license. Your auto registration will also be suspended, and a $200 reinstatement fee collect for the first offense and $400 for subsequent offenses.
It is estimated 22% of Alabama drivers are uninsured, making it the 6th worst state in the country. Having uninsured or underinsured motorist insurance is not required, but it makes perfect sense to protect yourself against these drivers.
If you need auto insurance today or are considering changing agencies or carriers, Harris Insurance in Jasper, AL is the place to go. We are here for you today and tomorrow. Give us a call or come to our office and let us give you a free quote.
When it comes to insuring your vehicle, it shouldn’t be too surprising that the most expensive cars to maintain are all high-performance sports cars. Not only are these cars far more costly than your everyday sedan or SUV, but also the high quality of parts and the need for mechanics who can work on them, make these vehicles costlier to repair. Keep reading to learn about the three of the most expensive vehicles to insure.
Topping the list is BMW’s revolutionary I8 featuring head-turning styling and a state of the art powertrain that delivers heart-stopping performance in an environmentally friendly package. With a price tag starting at nearly $150,000, the I8 is likely unattainable for the vast majority of the population, but if you have a chance to get behind the wheel, you won’t be disappointed in the performance.
Typically known for producing two-door coupes, the Quattroporte is Maserati’s answer to four-door luxury sedans. Handmade in Italy, the Quattroporte may not be the most expensive car on this list with a price tag starting just south of $100,000. Still, given the high cost required to replace parts directly from the factory, it’s not surprising how expensive this vehicle is to insure.
With 565 horsepower under the hood, the GTR delivers incredible performance that is on par with a Ferrari or Lamborghini at a fraction of the cost. Featuring a tenacious V6 nad one of the best all-wheel-drive systems available, the GTR offers an impressive package of speed, handling, and fun.
When it comes to shopping for auto insurance in Jasper, AL, the team at Harris Insurance is ready to assist. Our team of friendly insurance professionals will work to find you the best policy possible that meets all your needs. Give us a call today to make an appointment to learn about all of the insurance offerings we have available.